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Advanced Mortgage Calculator
Full PITI calculator with PMI and amortization.
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Home price ($)
Down payment (20%)
Loan term (years)
15 years
20 years
30 years
Interest rate (6.50%)
Property tax (annual $)
Insurance (annual $)
HOA (monthly $)
Monthly payment (PITI)
$2,913
P&I
$2,275/mo
Tax
$450/mo
Insurance
$188/mo
Breakdown
$360,000
Loan amount
80.0%
LTV ratio
$819,160
Total payments
$459,160
Total interest
Amortization β first 12 months
Month
Payment
Principal
Interest
Balance
1
$2,275
$325
$1,950
$359,675
2
$2,275
$327
$1,948
$359,347
3
$2,275
$329
$1,946
$359,018
4
$2,275
$331
$1,945
$358,688
5
$2,275
$333
$1,943
$358,355
6
$2,275
$334
$1,941
$358,021
7
$2,275
$336
$1,939
$357,685
8
$2,275
$338
$1,937
$357,347
9
$2,275
$340
$1,936
$357,007
10
$2,275
$342
$1,934
$356,665
11
$2,275
$344
$1,932
$356,322
12
$2,275
$345
$1,930
$355,976