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Zakat Calculator

Calculate Zakat on cash, gold, and silver — with live metal prices and both nisab thresholds

⏳ Loading live gold & silver prices…
Your holdings
Today's gold & silver rate (USD per gram)
These live market rates were loaded automatically and are used to value the gold and silver you entered above. You don't need to change them unless your local rate is different.
Tip: edit a price above only if your local market rate differs from the live rate shown.
Gold nisab ≈ — (7.50 tola) · Silver nisab ≈ — (52.50 tola). Many scholars recommend the silver nisab (lower threshold) so more wealth benefits recipients; others use gold. Choose per your guidance.
Total zakatable wealth
$0.00
Below nisab — no Zakat due
$0.00
Please note: This calculator provides a general estimate using the standard 2.5% rate and common nisab values. Zakat rulings differ between schools of thought (for example, on which nisab to use and how to treat certain assets like jewellery in regular use). For your specific situation, please consult a qualified scholar. This tool covers cash, gold, and silver — it does not include business assets, investments, debts owed, or liabilities, which may affect your final Zakat.

How to Calculate Your Zakat

  1. Step 1: Enter your cash and savings, plus the grams of gold and silver you own.
  2. Step 2: Live gold and silver prices load automatically — adjust them or enter your local prices if needed.
  3. Step 3: Choose which nisab threshold to apply (gold or silver).
  4. Step 4: If your total wealth meets the nisab, your Zakat is calculated at 2.5%.
  5. Step 5: Review the result and consult a scholar for your specific circumstances.

Frequently Asked Questions

What is nisab?

Nisab is the minimum amount of wealth a Muslim must hold before Zakat becomes obligatory. It is set at the value of 87.48 grams of gold or 612.36 grams of silver. If your total qualifying wealth is below the nisab, no Zakat is due.

Should I use the gold or silver nisab?

Both are valid. The silver nisab is a lower threshold, so using it means more people pay Zakat and more wealth reaches recipients — many scholars recommend it for this reason. Others use the gold nisab. Follow the guidance of a scholar you trust.

How much Zakat do I pay?

Zakat is 2.5% of your qualifying wealth, provided that wealth meets or exceeds the nisab and has been held for one lunar year (hawl).

Does this include jewellery I wear?

Scholars differ on whether gold and silver jewellery in regular personal use is subject to Zakat. This calculator includes any gold and silver grams you enter — consult a scholar on how to treat jewellery in your case.

Can I calculate Zakat in my own currency?

Yes. Choose your currency from the dropdown (USD, PKR, INR, GBP, EUR, SAR, AED and more). Live gold and silver prices are converted to your currency automatically. If live conversion is unavailable, you can enter today's local gold and silver price per gram manually — the calculation works the same way.

What is a tola and how does it relate to grams?

A tola is a traditional South Asian unit of weight used for gold and silver. The international (AAOIFI) standard is 11.6638 grams per tola — this is what most Islamic finance bodies use for nisab calculations. The traditional Pakistan bazaar tola is 12.5 grams. You can switch between both on this calculator; the tola definition selector appears automatically when you select tola as your unit.

Does this cover all my assets?

This tool covers cash, gold, and silver. It does not include business inventory, shares, rental income, debts owed to you, or liabilities you owe, all of which can affect your total Zakat. Consult a scholar for a complete assessment.